Through preliminary investigation of the criminal proceeding investigated in the Department for Investigation of Cybercrime and High Technology Crime of General Department for Investigation of Particularly Important Cases of the RA Investigative Committee, apparent factual data were obtained on the allegation that between 2021 and 2025 S.Ch., as a member of a criminal organization and acting as the director of a company established for the purpose of committing computer-related fraud and money laundering, created and operated fraudulent or sham websites and internet platforms.

Based on the bank accounts of the above-mentioned company, card payment terminals and remote payment terminals were obtained and activated through various banks, and without authorization provided by law, contract, or any other lawful basis, banking data constituting bank secrecy belonging to thousands of cardholders of bank cards issued by foreign banks that had been obtained unlawfully, were entered իnto these terminals․ This data included the card number, the cardholder's first and last name, the card security code (CVV/CVC), the card's expiration date, and other identifying information. Thereafter, transactions carried out using the aforementioned data were presented as purported online purchases or acquisitions of goods and services, whereas in reality no goods were delivered and no services were provided. As a result, the members of the criminal organization unlawfully appropriated funds in particularly large amount - 538 million 366 thousand 761 AMD belonging to the victim cardholders.

At the same time, S.Ch., acting together with the other members of the criminal organization, with the intent to disguise and conceal the origin of the property , namely 538 million 366 thousand 761 AMD obtained through the aforementioned criminal activity, carried out numerous financial transfers through companies established in their own names, as well as through a patriotic charitable non-governmental organization. They concealed the origin, conversion of the funds held in banks, transferred the misappropriated money to bank accounts and electronic wallets under their own control as well as those effectively controlled by their accomplices. They also transferred the funds to gaming accounts of companies registered in their names, placed bets, and subsequently transferred the accumulated balances from those accounts to bank cards and electronic wallets under their control. Furthermore, they prepared and submitted a forged loan agreement, used the aforementioned funds to acquire crypto-assets, and thereby laundered particularly large amounts of money obtained through criminal activity. 

By the prosecutor’s decision, public criminal prosecution was initiated against S.Ch. for participating in the criminal organization, committing computer-related fraud in particularly large amount and money laundering in particularly large amount. 

The criminal proceeding with respect to the member of the criminal organization was referred to the supervising prosecutor with the bill of indictment.